We believe the world is a better place with more creators in it. The demand for interactive, real-time 3D content is expanding rapidly. We have experienced rapid growth. We execute a multi-channel model that enables a targeted and cost-effective approach. We believe we compete favorably with respect to these factors. Data is transmitted in encrypted form. We also engage contractors and consultants. They have a material impact on how we do our jobs and how we treat each other every day. We challenge and elevate each other beyond our limits to do what may seem impossible. Creators are change makers and Unity is their platform for change. As of December 31, 2020, we had an accumulated deficit of $797.5 million. Developing and implementing these features will require us to incur additional costs. Our competitors vary in size and in the breadth and scope of the solutions offered. In addition to platform and technology competition, we face pricing competition. A decline in revenue or the collectability of our receivables could harm our business. We currently have operations and customers across all major global markets. We are exposed to collection and credit risks, which could impact our operating results. In order to get full use of our platform, users generally need training. BIPA has been the subject of class action litigation and substantial settlements. We collect sales, value added or similar indirect taxes in a number of jurisdictions.