The address of that site is sec.gov. 15Table of ContentsGlossaryPart I Item 1. Prior to 2008, we wrote Pool Mortgage Insurance on a limited basis. Generally, we offer limited indemnification to our contract underwriting customers. These moratoriums have been extended through the action of relevant federal agencies. See "Regulation—Federal Regulation—CARES Act." Legal Proceedings" and Note 13 of Notes to Consolidated Financial Statements. We also have faced increasing competition from the VA. For additional information about our investment portfolio, see "Item 7. In certain of the RBC States, Radian Guaranty must satisfy a MPP Requirement. We have put policies and procedures in place to comply with the CCPA. The QM Patch expires on July 1, 2021. The deduction was enacted on a temporary basis and it expired at the end of 2011. It is difficult to predict whether the deduction will be extended in the future. All other one-to-four family residential mortgage loans are assigned a 100% risk weight. Our NIW and franchise value could decline if we lose business from significant customers. We face risks associated with our Real Estate business. We may not have access to funding under our credit facility when we require it.
