TABLE OF CONTENTS Item Page PART I 1. In addition, we have experienced temporary closures of certain facilities. We have not experienced significant dealer turnover. No supplier is the only available source for a particular component or raw material. Moreover, the products of these competitors have strong acceptance in the marketplace. We also own approximately 304 trademarks and copyrights registered in foreign countries. Liability may also include damages for harm to natural resources. The remediation costs and our allocated share at some of these CERCLA sites are unknown. We took the following actions:•We made COVID safety our first priority. We have pivoted to meet the changing needs of our associates and our businesses. We updated associates frequently and consistently. We can be significantly impacted by price increases in these raw materials. Our dealers operate, generally, under short-term, non-exclusive agreements. Though we attempt to prevent and detect these incidents, we may not be successful. Compliance with these laws will likely increase the costs of doing business. One of our key operating strategies is to selectively pursue acquisitions. MINE SAFETY DISCLOSURESNot applicable.25PART IIITEM 5. Unpredictable or unknown factors could also have material adverse effects on us. Other income decreased in 2020 primarily due to a reduction of pension income. All unallocated expenses are included within Corporate. Fully was acquired in August 2019. Dividend payments declined from $0.68 per share in 2019, or $32.8 million in cash. Net borrowings under the Revolver in 2019 were approximately $4.0 million. Intangible assets with finite lives are amortized over their useful lives. The expected rate of return on plan assets is a long-term assumption. Interest rate risk arises from our debt obligations. The terms of these contracts are typically less than a year. We believe that our audits provide a reasonable basis for our opinion. Customer returns have historically not been significant. Cost is determined using the first-in, first-out method. The Company adjusts for inventory that it believes is impaired or obsolete. The Company determines if an arrangement is a lease at contract inception. Hedge effectiveness is assessed on a regular basis. Forfeitures are recognized when they occur. The risk-free rate is based upon the applicable U.S. Treasury Note rate. The dividend yield is based on the Company\'s historical data. The Office segment includes DatesWeiser and Fully. The Company adopted ASU 2018-13 as of January 1, 2020. Edelman is reflected in the Lifestyle Segment operating results for 2019 (see Note 22). There were no options granted in 2020. The Series A Preferred Stock will have a liquidation preference of $1,000 per share. 7.Non-Disclosure and Non-Disparagement. ( Fifty percent (50%) of this will be paid in your 1st pay after 30 days of employment. Knoll will provide you with 15 days of vacation. Please feel free to contact me should you have any additional questions. No documentation exists for this element. -- SV.E:K%/9PW3@9$9F6[D\\LGH"4(SUP.0 M8_M(_ ? OLC\'\\* /ORO@;]H/\\ Y6#/@9_V2R[_ /1\' MB&OOFO@3X\\RI_\\ ! 1110 4444 %%%% M!1110 4444 %%%% ! 5 &E16;_P )CX8_Z#4\'_?5\'_"8^&/\\ H-0?]]4 :5%9O_"8^&/^ M@U!_WU1_PF/AC_H-0?\\ ? +:C_A!](_Y M^;W_ ,"VK8HH Q_^$\'TC_GYO?_ MJ/\\ A!](_P"?F]_\\"VK8HH Q_P#A!](_Y^;W_P "VH_X0?2/ M^?F]_P# MJV** ,?_ X4_M)_#B[^$GQJ\\*_VUXOY89;O3_ +=/;;VBD$B\'S(\'1QAE!X89Q MSD4 =? OPC#XJ^+?C=7_X1C09Y@EM90