In 2020, we extended approximately $1.2 billion in credit or financing to borrowers. We also offer small business line of credit accounts in Canada. We, in turn, are responsible for assessing whether or not we will guarantee such loan. We plan to continue to invest in and expand our financial services program in Brazil. Brazil represented 0.9% of total revenue in 2020 and 1.8% of total revenue in 2019. Our decision engine currently handles more than 100 algorithms and over 1,000 variables. 8226; Proven history of growth and profitability. 8226; Introduce new products and services. We suspended the program in 2018 and launched a similar program in 2019. 8226; Redundant disaster recovery. Competition We have many competitors. Mr. Rahilly joined Enova in October 2013 as Chief Compliance Officer. We are also required to comply with all applicable state collection practices laws. 8226; The COVID-19 pandemic has negatively impacted our operations and financial results. This may be the case even if we no longer offer the product or service in question. New legislation or regulations could further restrict the loan products we offer. For more information, see "Regulation and Legal Proceedings—U.S. State Regulation." OnDeck also paid such commissions on equipment finance loans. Events may occur in the future, and we may not realize the value of our goodwill. Attacks may be targeted at us, our customers, or both. We have invested heavily in promoting our brands, including our website addresses. As of December 31, 2020 we had approximately $946.5 million of total debt outstanding. In addition, we act as servicer with respect to certain of our securitization facilities.