For the year ended December 31, 2020, we had $1.8 billion of mortgage originations. We target businesses with sales between $2.0 million and $100.0 million. We also provide clients loans collateralized by cash and marketable securities. As of December 31, 2020, these synergistic deposits totaled $595.6 million. We may elect the CBLR framework at any time but have not currently determined to do so. Supervision and Regulation of the CompanyGeneral. Acquisitions and Activities/ Financial Holding Company Election. Many of these subjects are discussed further below. For a discussion of capital requirements, see "—The Role of Capital" above. The action permits the Bank to loan or invest funds that were previously unavailable. Our high concentration of large loans to certain borrowers may increase our credit risk. It will also depend on market conditions over which we have no control. We believe this level of runoff is typical in the industry. Such limits are also tied to the earnings of our subsidiaries. We may be adversely affected by the soundness of certain securities brokerage firms. Liquidity is essential to our business. We are required to comply with these and other anti-money laundering requirements. We are also subject to a statutory antitakeover provision included in the DGCL. It is also possible that other states where we have customers could enact similar laws.
